Salary sacrifice lets you use part of your pre-tax salary to pay for a car subscription, reducing your taxable income and lowering your tax bill.
Your employer deducts car subscription payments before tax, so you save on tax while enjoying a hassle-free car with all costs included.
Enjoy a new car without upfront costs, with insurance, maintenance, and road tax all covered – all paid from pre-tax salary, saving you money.
Employees wanting an affordable, hassle-free way to drive a car and reduce taxable income through salary packaging.
See how much you can save by entering your details and your preferred model below.
Monthly fee -
BIK Tax Payable -
Tax & NI Savings -
Employer NI Saving: -
On average you save -/month compared to a private subscription
Figures shown are estimates for illustration purposes. Final amounts will vary depending on individual financial circumstances and the specific vehicle make and model.
We’ll check your eligibility for a Pivotal subscription and ensure you’re ready to hit the road. We’re available in England, Scotland, and Wales.
Explore the models that suit your style. All cars are showroom-quality, under 18 months old, with premium specs.
A specialist will deliver your car to your home address, with support available throughout your subscription.
After the initial 3-month period, pause anytime with 14 days’ notice and resume when you need a car again. Plus, if your needs change, you can switch vehicles after 6 months.
— Hayley
— Tom
— SJ
— Oscar
— Craig
— Mark
Pivotal is the monthly vehicle subscription service by Range Rover, Defender and Discovery. We offer a flexible alternative to traditional vehicle ownership, seamlessly integrating essential elements of motoring into one convenient monthly subscription fee. This includes insurance, road tax, and servicing.
Simply submit an enquiry via our website or complete our eligibility check, and our team will be in touch to explain how Pivotal works, answer your questions, and help determine if it fits your needs. We’ll also guide you through the onboarding and eligibility process and our current vehicle lead times and availability.
To be eligible for a vehicle, whether under our insurance or for self-insurance, you and any named driver must consistently meet the following minimum criteria:
- be over 28 years of age
- have proof of no insurance claims for a minimum of two (2) years (to be insured under our insurance)
- have no previous motor insurance cancelled or declined
- have held a full UK, EU or international driving licence for at least two (2) years
- have no more than 6 points arising out of minor convictions on your driving licence
- have no major convictions endorsed on your driving licence
- have no unspent motoring or criminal convictions
- have no associated County Court judgments; and
meet our affordability criteria/checks.
Please note that additional criteria may be imposed by us or our insurers from time to time (as notified by email), and so meeting the above criteria does not guarantee acceptance of your application, and eligibility for continued vehicle hire may also be affected.
After completing the minimum three-month term, you can pause your subscription at any time with at least 14 days’ notice. To initiate this process, please submit your request to our team at [email protected] or call us on +44 (0) 203 950 4833. Our team will be able to discuss your requirements and advise you of the pause and vehicle collection process.
With Pivotal, you have the flexibility to change your vehicle more frequently than with traditional ownership, so you can adapt as your needs change. You’re eligible for a vehicle change after 6 months, subject to availability.
Vehicles in the Pivotal fleet vary, ranging from brand new with delivery mileage to refreshed vehicles up to 18 months old.
Based on your vehicle preferences and availability in the fleet, the Pivotal team will guide you through your options.
As all of our vehicles are covered by Range Rover, Defender or Discovery’s standard vehicle warranty throughout your subscription.
Subject to the vehicle model and fleet availability, we offer Petrol Plug-In-Hybrid (PHEV), Diesel and Petrol vehicles.
After arranging your vehicle delivery with Pivotal, your vehicle will be delivered on the agreed date. The evening before delivery, you will receive notification of the driver’s expected arrival time.
Upon arrival, our driver will conduct a thorough delivery inspection and show you around the vehicle as part of the handover process. They will also be available to answer any questions you may have about the vehicle
If your vehicle is scheduled for collection as part of your subscription renewal or a pause, the Pivotal team will provide detailed instructions regarding the collection process.
When the driver arrives to collect your vehicle, they will conduct an initial inspection to record the condition of the vehicle. The vehicle will be returned to our Vehicle Preparation Centre, where it will be further inspected according to the BVRLA Fair Wear & Tear Guidelines.
Enter your details and a member of our dedicated Pivotal team will be in touch to discuss your subscription benefits in more detail. We’ll explain how you can join, the documents you’ll need and how quickly we can deliver your vehicle.